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Terms And Conditions

Terms and Conditions of Aydapay

Effective Date: 01/12/2024


1. Introduction

Welcome to Aydapay, a financial services company registered in Poland under the following details:

  • Address: St. Willowa, No. 8/10, Apt. 28, Seats. Warsaw, Code 00-790, Post Office Warsaw, Poland.
  • Registration Numbers: REGON: 525460979, NIP: 5214021930.
  • License: Aydapay operates as a licensed payment institution under the supervision of the Polish Financial Supervision Authority (KNF).

By using Aydapay's services, you agree to the terms and conditions outlined herein. If you do not agree, please refrain from using our services.


2. Definitions

  • Company: Refers to Aydapay.
  • Services: Includes all financial transfer and payment services provided by Aydapay.
  • User: Any non-political individual or legal entity utilizing Aydapay's services.
  • KNF: The Polish Financial Supervision Authority.

3. Eligibility

  • Aydapay's services are strictly for users aged 18 years or older.
  • Users must comply with all applicable laws in their country of residence.
  • Our services are available exclusively to non-political individuals.

4. User Obligations

  • Provide accurate, complete, and up-to-date information during registration and throughout the use of services.
  • Refrain from using the services for illegal activities, including money laundering or financing terrorism.
  • Notify Aydapay immediately in case of unauthorized transactions or security breaches.

5. Services

  • Aydapay provides financial transfer and payment services in compliance with Polish law and EU regulations.
  • Transactions may be subject to verification, and Aydapay reserves the right to delay or decline transactions to ensure compliance.

6. Fees and Charges

  • Fees for services are transparently listed on our platform.
  • Users are responsible for any additional charges imposed by banks or third parties involved in the transaction.

7. Data Protection

Aydapay is committed to protecting user data in compliance with the General Data Protection Regulation (GDPR) and Polish data protection laws. For more information, please refer to our Privacy Policy.


8. Limitation of Liability

  • Aydapay is not responsible for delays or failures caused by external factors, such as banking systems, internet outages, or force majeure events.
  • Users are responsible for ensuring the accuracy of transaction details; errors in the recipient's information may result in transaction failure or delays.

9. Termination

  • Users may terminate their accounts via the app, browser, or by submitting a written notice via email to help@aydapay.com.
  • Aydapay reserves the right to terminate services for users violating these terms or engaging in illegal activities.

10. Dispute Resolution

  • Complaints must be submitted to help@aydapay.com.
  • If disputes cannot be resolved amicably, they will be subject to Polish law and resolved in the courts of Warsaw.

11. Amendments

Aydapay reserves the right to amend these Terms and Conditions. Users will be notified of significant changes via email or platform notifications before they take effect.


12. Contact Information

For inquiries, please contact us at:

  • Email: help@aydapay.com
  • Address: St. Willowa, No. 8/10, Apt. 28, Seats. Warsaw, Code 00-790, Post Office Warsaw, Poland.

Company Details:

  • REGON: 525460979
  • NIP: 5214021930
  • Licensed by KNF (Polish Financial Supervision Authority).

Effective Date: 01/12/2024